Personal Finance

Garman/Fox's PERSONAL FINANCE, 14th EDITION, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation of actionable items, students dig deep into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to diversity and inclusion, with the intention of bringing the reader even closer to the challenges and opportunities presented throughout the financial life cycle. Also included is "notes from our future selves", which are research-based actionable recommendations that show students how to protect their financial future, and be cautious of the present biases they bring into everyday financial decisions. Numerous math-based examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The online learning platform MindTap brings examples into practice with innovative exercises and applications for students to develop true understanding.